Find Affordable Living: Mobile Homes for Sale Under $50 000

As of 2025, mobile homes for sale under $50 000 offer affordable solutions to Texas families and individuals facing tight budgets or challenging credit. Here’s a quick snapshot:

Typical prices range from $38,999 to just below $50,000.
Popular models include:
- Bliss TRS14562A: 2 Bed, 1 Bath, 765 sq. ft. for $38,999
- Delight TRS14602A: 2 Bed, 2 Bath, 820 sq. ft. for $41,799
- Landmark 40 LM16401L: 1 Bed, 1 Bath, 713 sq. ft. for $42,499
- Elation TRS14663A: 3 Bed, 2 Bath, 902 sq. ft. for $44,499
- Community 40 COM16401A: 1 Bed, 1 Bath, 600 sq. ft. for $45,999
Financing options are available even with limited credit.
Features commonly include energy-efficient appliances, modern kitchens, and customizable layouts.

With rising home prices and the challenge of securing affordable homes, many Texans are turning toward mobile homes as an accessible alternative. These homes combine quality and comfort without the heavy price tag of conventional housing.

Here’s a quick infographic summarizing key insights about affordable mobile homes:

Relevant articles related to mobile homes for sale under $50 000:

The Benefits of Purchasing Mobile Homes Under $50,000

If you’re looking for affordable housing solutions in today’s challenging market, mobile homes for sale under $50 000 could be your perfect match. More and more Texans are finding these budget-friendly homes as a practical, comfortable way to achieve homeownership—without breaking the bank.

“Mobile homes offer an affordable and flexible housing option for both individuals and families.”

At Manufactured Housing Consultants, we’ve witnessed how finding the right home at the right price can transform lives. Families and individuals throughout San Antonio, Von Ormy, New Braunfels, and beyond are enjoying the many benefits these homes bring, from significant savings to modern, comfortable living spaces.

Cost Comparison to Traditional Housing

When it comes to affordability, mobile homes under $50,000 are hard to beat. Compared to traditional site-built homes, they offer huge savings not just upfront, but in ongoing costs too.

Here’s a quick comparison to put things into perspective:

Housing Type	Average Initial Cost	Monthly Payment*	Maintenance (Annual)	Property Taxes**
Mobile Home Under $50K	$38,000-$50,000	$300-$500	$500-$1,000	Lower rates
Traditional Starter Home	$200,000-$350,000	$1,200-$2,000	$2,000-$5,000	Higher rates

Based on typical financing options
*Varies by location but generally lower for mobile homes

Imagine this: the Bliss TRS14562A model priced at just $38,999 could mean monthly payments as low as $300 with proper financing—that’s way below the average rent or mortgage payment in Texas today. In fact, one of our San Antonio customers told us, “We were paying $1,800 a month for a cramped two-bedroom apartment. Now we own our three-bedroom Elation model for less than $500 monthly, including our lot rent. It was a no-brainer!”

Additionally, lower initial costs are just the beginning. Owning a mobile home typically means lower utility bills thanks to Energy Star appliances and better insulation, lower insurance premiums than traditional homes, reduced property taxes, and fewer maintenance expenses due to their compact size and streamlined design.

Advantages of Affordable Mobile Home Living

Choosing a mobile home doesn’t mean sacrificing comfort or quality. Today’s affordable models offer plenty of perks that homeowners love—including energy efficiency and customization options.

Energy Efficiency

Believe it or not, today’s mobile homes are built to save you money on energy. Modern models come packed with energy-efficient features that significantly cut down on utility costs, even in the Texas heat. Many include Energy Star rated appliances, high-quality insulation in walls, floors, and ceilings, Low-E windows to keep out excess heat, and efficient heating and cooling systems to keep you comfortable year-round.

One happy homeowner in New Braunfels shared, “Our utility bills dropped by almost half after moving into our new mobile home. The energy-efficient features really do work!”

Customizable Features

Affordable doesn’t mean cookie-cutter. When you choose from mobile homes under $50,000, you’ll still enjoy plenty of room to customize your space exactly how you want it. Whether you prefer open-concept floor plans, specific interior finishes, or upgraded appliances, there are plenty of ways to make your mobile home truly yours.

We’ve seen families start with a simple Bliss model and over time add personal touches like decks, carports, upgraded kitchens, and custom interiors. Mobile homes offer flexibility and freedom to update your home gradually without the stress—and expense—of major renovations.

Overall, buying a mobile home under $50,000 not only makes smart financial sense—it offers the chance for a customizable, energy-efficient, and comfortable lifestyle. Ready to explore your options? Check out the Best Mobile Home on Clearance Available Now and start your journey to affordable homeownership today!

Top Mobile Homes for Sale Under $50,000

If you’re considering mobile homes for sale under $50 000, you might be surprised at just how many quality options are out there. At Manufactured Housing Consultants, we’ve hand-picked some of the best affordable mobile homes available today—each carefully chosen to provide comfort, style, and amazing value for Texas families.

Featured Mobile Homes for Sale Under $50,000

Let’s take a closer look at some of our most popular models that fit comfortably into a tighter budget.

For those looking to maximize their savings while still enjoying a modern, efficient home, the Bliss TRS14562A is a fantastic choice. Priced at just $38,999, this model offers two bedrooms, one bathroom, and 765 square feet of thoughtfully designed living space. With an open-concept living area and modern kitchen, it’s ideal for singles, couples, or small families looking for comfort and simplicity.

Stepping up slightly to $41,799, you’ll find the charming Delight TRS14602A. This home features two bedrooms and two bathrooms spread across 820 square feet, offering added privacy with a split-bedroom design. Enjoy extra storage space, a convenient breakfast bar, and a spacious kitchen perfect for entertaining friends or family dinners.

If you’re downsizing or prefer a cozy, easy-to-maintain home, consider the Landmark 40 LM16401L at just $42,499. It provides a generous 713 square feet of living space featuring one roomy bedroom, one bathroom, and an expanded living room. Its large primary bedroom offers a comfortable retreat, complete with a walk-in closet—perfect for simplifying your life without sacrificing comfort.

Families needing a bit more room to grow will appreciate the Elation TRS14663A, priced at $44,499. This 902-square-foot, three-bedroom, two-bathroom home features a family-friendly layout with modern fixtures and finishes throughout. Its smart floor plan eliminates wasted space, allowing you to make the most of every square foot.

Finally, if sleek style and premium finishes are what you’re after, check out the Community 40 COM16401A. At $45,999, this compact yet luxurious one-bedroom, one-bathroom home packs plenty of comfort into its 600 square feet. Optimized for single-person living, this model offers quality materials and easy maintenance.

Beyond these popular new models, we also offer budget-friendly pre-owned homes. For instance, we currently have a 1997 Clayton Spirit available for just $29,900 (plus delivery). This charming pre-owned home includes two bedrooms, two bathrooms, and even an office space in just 644 square feet, perfect if you’re looking for even greater affordability without compromising functionality.

Whether you’re a first-time buyer or downsizing, our selection of mobile homes under $50,000 proves you can enjoy quality and style without breaking the bank.

Key Features and Amenities in Mobile Homes Under $50,000

Gone are the days when affordable mobile homes meant basic, bare-bones trailers. Today, our mobile homes under $50,000 offer incredible value, packed with modern amenities, stylish interiors, and thoughtful details you might not expect at this price point.

One of the biggest highlights is the modern kitchen. Even in our most affordable homes, you’ll find full-size appliances—including refrigerators, ranges, and often dishwashers. Well-designed cabinetry and durable countertops give each kitchen a high-end feel without the hefty price tag. Many kitchens even include breakfast bars or designated dining areas, perfect for family dinners or a quick bite before work.

Another surprising advantage is our homes’ spacious floor plans. Despite their smaller footprints, careful design ensures these homes feel open and welcoming. Features like vaulted ceilings, plenty of natural light, and open-concept living areas create a sense of spaciousness. Plus, built-in storage solutions help you keep clutter under control, making it easier than ever to stay organized.

Energy efficiency is another key selling point. Our affordable mobile homes come equipped with energy-efficient appliances like Energy Star-rated refrigerators, dishwashers, and washing machines. Additional green features—such as LED lighting, programmable thermostats, and efficient heating and cooling systems—reduce your utility bills and help the environment.

With so many great amenities at such an affordable price, it’s easy to see why Texans are turning to mobile homes as a smart, budget-friendly alternative to traditional housing.

Factors to Consider When Buying a Mobile Home Under $50,000

Choosing from the variety of mobile homes for sale under $50 000 can be exciting, especially when you see those attractive price tags. But before you jump into homeownership, you’ll want to slow down and carefully consider a few essential factors. At Manufactured Housing Consultants, our friendly team is always here to help guide you through these key points, so you can confidently choose a home that truly fits your lifestyle and your budget.

Budget Planning for Mobile Home Purchase

When buying a mobile home, the price tag isn’t the full story. You’ll also need to think about additional costs that come with homeownership.

Alongside your chosen home’s base price (for example, $38,999 for the Bliss model), you’ll also need to factor in delivery and set-up fees, typically between $3,000 and $7,000 depending on distance. Additionally, connecting utilities like water, sewer, and electricity will incur some costs, as will exterior necessities like steps, skirting, and landscaping. And don’t forget to budget for any optional upgrades you might want—like a porch or higher-end appliances.

Beyond the upfront expenses, it’s wise to think about ongoing costs. Monthly loan payments, lot rent (if your home will be in a mobile home community), insurance premiums, utility costs, regular maintenance, and property taxes should all be part of your budgeting strategy.

One of our recent customers in San Antonio was surprised by this: “At first, we were just excited about the low home price. Thankfully, our consultant walked us through the full budget—including things we hadn’t thought of—so we picked the perfect home for our finances, not just the cheapest one.”

Financing Options for Affordable Mobile Homes

Many people worry that financing a mobile home might be complicated, but several convenient options are available. Here’s a quick breakdown:

Chattel loans (also known as personal property loans) are specifically designed for manufactured homes. They typically offer shorter terms ranging from 15-20 years and have interest rates between 7% and 12%. These loans are often easier to qualify for, making them a good option if your credit isn’t perfect.

FHA loans (Title I and Title II) are government-backed loans with competitive interest rates and lower down payment options—as low as 3.5%. Title I loans cover mobile homes classified as personal property, while Title II loans are for homes permanently attached to land.

If you’re a veteran or in active military service, VA loans can also be an excellent financing option. These loans offer favorable interest rates and terms, but they require the home to meet specific guidelines and be placed on a permanent foundation.

At Manufactured Housing Consultants, we also provide in-house financing solutions custom to customers with various credit backgrounds. Our partnerships with specialized lenders enable us to find financing options even if your credit history has a few hiccups.

One satisfied customer from Laredo recently shared, “I was nervous my credit score would stop me from becoming a homeowner. But the team at Manufactured Housing Consultants found a solution that fit my budget perfectly. Now, I’ve happily settled into my Landmark model!”

Associated Costs: Lot Rent and Maintenance

When purchasing mobile homes for sale under $50 000, another important consideration is whether you’ll rent a lot in a community or purchase land.

Most communities in Texas charge lot rent, usually ranging from $300 to $700 per month. This fee often includes certain utilities or community amenities like pools, clubhouses, landscaping, and trash pickup. Lot rents typically increase modestly each year, usually around 2-3%.

Alternatively, purchasing your own land is a good way to avoid monthly lot rent, and it can help build additional equity in your property. While it involves an extra investment upfront, owning land allows greater privacy and freedom to customize your space. Just remember, you’ll be responsible for all utilities and maintenance.

Speaking of maintenance, it’s important to factor in regular home upkeep. Plan for routine HVAC servicing (around $100 to $200 annually), roof checks every few years ($300 to $500), plumbing and electrical upkeep ($200 to $300 per year), and general exterior maintenance like skirting repairs ($100 to $300 annually).

One of our customers in Victoria shared a helpful perspective: “We were worried about ongoing costs initially. But after moving to a community, we found our lot rent included water, trash, and community perks like a swimming pool. Overall, we’ve saved over $400 each month compared to apartment living—and now we’re actually building equity!”

Tips for Making a Sound Investment in Mobile Homes

To make sure your mobile home purchase is a smart long-term choice, keep these expert tips in mind:

Thorough Home Inspection: Even new mobile homes need a careful walkthrough. For pre-owned homes, consider hiring a professional inspector. Pay close attention to potential issues like water damage, roof quality, proper insulation, and working electrical, plumbing, and HVAC systems. Always check for a HUD certification tag to confirm quality standards are met.
Location Matters: Spend time researching your chosen community or land plot. Check management’s reputation, proximity to schools, shopping, and work, and the overall condition of nearby homes. Make sure there aren’t restrictions (like age or pet constraints) that could affect your lifestyle. Also, investigate whether the area is at risk of flooding or other natural hazards.
Resale Value: While mobile homes typically don’t appreciate as much as traditional homes, certain factors help maintain or even boost their resale value. Newer models with energy-efficient features and neutral décor tend to hold value better. Keeping your home in good condition and installing a permanent foundation can also increase your home’s future market value.
Documentation and Warranty Coverage: Always double-check paperwork to ensure everything is complete and accurate. Clarify exactly what the home warranty covers and for how long, and keep detailed records of all maintenance and improvements. A clear title, free of liens or issues, helps avoid headaches when selling or refinancing down the road.

At Manufactured Housing Consultants, we stand by our commitment to affordability and quality. Our special “4 Hundred Less Guarantee” ensures that if you find a lower price elsewhere for an equivalent model, we’ll beat it by $400. This promise gives you added peace of mind that you’re truly getting the best possible deal.

A recent customer from New Braunfels happily told us, “We loved that our home’s systems were covered under warranty for the first year. It gave us extra reassurance we could handle homeownership without any surprises!”

By carefully considering your budget, financing options, ongoing expenses, and these valuable tips, you’ll be well-prepared to make a confident decision. Choosing from our fantastic selection of mobile homes for sale under $50 000 can be both fun and financially smart—we’re here to help you every step of the way.

Conclusion

Finding affordable housing doesn’t mean you have to compromise on quality, comfort, or the lifestyle you deserve. In fact, mobile homes for sale under $50 000 are one of the smartest, most accessible solutions available today—especially for Texas families and individuals facing tight budgets or limited credit histories.

Throughout this guide, we’ve explored exactly why mobile homes priced below $50,000 represent such a great value. With initial prices starting as low as $38,999, you can enjoy significant cost savings from the moment you buy. You’ll also benefit from lower monthly expenses thanks to energy-efficient designs that help reduce your utility bills. And let’s face it, who doesn’t love a little extra cash in their pocket each month?

Today’s affordable mobile homes also come packed with modern amenities and thoughtful features you might expect to find in much pricier homes. From spacious, open floor plans and stylish kitchens with energy-efficient appliances, to customizable interiors that reflect your personal style—these homes prove you really can have it all, even on a tight budget.

When it comes to financing, you’ll find flexible options designed to accommodate almost any credit situation. Whether you qualify for an FHA loan, a chattel loan, or even special in-house financing, owning your dream home doesn’t have to remain just a dream. Plus, with lower insurance premiums, reduced property taxes, and minimal maintenance costs compared to traditional housing, buying a mobile home under $50,000 just makes good financial sense.

Of course, your budget involves more than just the sticker price. Alongside your monthly payments, you’ll want to factor in costs such as lot rent, utilities, insurance, and routine maintenance. Considering these expenses from the start ensures you make the right decision for your finances, both now and for years to come.

At Manufactured Housing Consultants, we’ve helped thousands of Texans just like you steer these considerations and find their perfect affordable home. We’re a trusted name across San Antonio, Von Ormy, New Braunfels, Laredo, Corpus Christi, Victoria, and beyond because we offer guaranteed lowest prices, transparent processes, and friendly, expert guidance every step of the way.

One of our recent customers summed it up perfectly: “We never thought we’d be homeowners in this crazy housing market. But our 3-bedroom Elation model gave us more space than our apartment for less than half the cost. The whole process was easy and surprisingly fast!”

So, whether you’re a first-time buyer looking to escape the rental cycle, a family seeking room to grow without financial strain, or someone ready to simplify life by downsizing, mobile homes for sale under $50 000 can be your ideal solution.

Ready to see what’s possible? Take a peek at our Modular Homes or get in touch with the team at Manufactured Housing Consultants today. Affordable living doesn’t have to be a faraway dream—with our wide variety of quality homes, guaranteed lowest prices, and delivery available anywhere in Texas, homeownership is closer than you think.